Change or cancel Swiss insurance

Change your health insurance plan

Should you wish to change your student insurance package and switch to another student insurance, you may do so. Usually, a new exemption is required.  

Inquire about terms and conditions with your current insurance before you switch plans.

Make sure that:

• the new insurance is accepted in your canton of residence
  
• you are covered for the whole transition period
• you apply for a new exemption
  

Leaving Switzerland

Don't forget to cancel your insurance contract before you leave Switzerland!

• Get a deregistration confirmation ("Abmeldebestätigung", see Download example (PDF, 285 KB))
  City of Zurich: from one of the external page three Residence Registration Office
  Outside the city of Zurich: the municipal administration office. 
• Deregistration is possible 30 days before departure at the earliest.
  City of Zurich: external page required documents.
  
• Inform your insurance company about the exact departure date and send them the deregistration confirmation.

All student insurance providers will refund unused (full) insurance months. The refund can be made to your Swiss bank account (agree with your bank to only close the account once refunds are made).

If the refund has to be made to your foreign account you will bear the transaction costs – this can become expensive.